Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...

A million-dollar life insurance policy provides a death benefit of $1,000,000 to designated beneficiaries. This payout is typically used to replace income, cover debts, fund long-term expenses, and ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...