Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

Home warranty vs. home insurance. One covers normal wear and tear and the other liability and accidents. Here's what to know in 2026.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

The 1% deductible rule in home insurance is a critical factor for homeowners, especially in regions prone to natural disasters like hurricanes. This rule requires policyholders to pay 1% of their home ...